/* Versicherungsoptimierung.de – Kundenkonto (helles Verwaltungs-Design seit 22.10.2026, ergänzt css/style.css) */
:root{--k-bg:#F3F5F7;--k-card:#FFFFFF;--k-line:#DDE3E8;--k-line2:#EBEFF2;--k-neon:#0B7F4B;--k-neon-hi:#096B3F;--k-neon-soft:#E8F5EE;--k-red:#C8372D;--k-text:#15221C;--k-muted:#5E6C67;--k-radius:10px;--k-shadow:0 1px 2px rgba(16,24,40,.05),0 1px 3px rgba(16,24,40,.04)}
html,body.konto{background:var(--k-bg);color:var(--k-text);min-height:100%}
body.konto{margin:0;font-family:"Archivo",system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased;display:flex;flex-direction:column}
body.konto a{color:var(--k-neon)}
body.konto h1,body.konto h2,body.konto h3{line-height:1.15;letter-spacing:-.01em;margin:0 0 10px}
body.konto h1{font-size:clamp(28px,4vw,40px);font-weight:800}
body.konto h2{font-size:clamp(20px,2.4vw,24px);font-weight:700}
.k-wrap{width:min(1040px,100% - 32px);margin:0 auto}

/* Kopf */
.k-head{position:sticky;top:0;z-index:20;background:rgba(3,13,8,.88);backdrop-filter:blur(10px);border-bottom:1px solid var(--k-line)}
.k-head .k-wrap{display:flex;align-items:center;gap:18px;min-height:66px;flex-wrap:wrap;padding:8px 0}
.k-head .brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--k-text);font-weight:800;font-size:17px}
.k-head .brand img{border-radius:10px}
.k-head .brand-name .de{color:var(--k-neon)}
.k-title{margin-left:auto;font-size:14px;color:var(--k-muted);white-space:nowrap}
.k-title em{font-style:normal;color:var(--k-text);font-weight:700}
.k-nav{flex-basis:100%}
.k-nav ul{list-style:none;margin:0;padding:0;display:flex;gap:4px;overflow-x:auto;scrollbar-width:none}
.k-nav ul::-webkit-scrollbar{display:none}
.k-nav a{display:block;padding:8px 14px;border-radius:999px;color:var(--k-muted);text-decoration:none;font-weight:600;font-size:15px;white-space:nowrap}
.k-nav a:hover{color:var(--k-text);background:rgba(255,255,255,.06)}
.k-nav a.on{color:#03150A;background:var(--k-neon);box-shadow:0 0 18px rgba(92,255,143,.35)}
.k-nav .k-out{margin-left:auto}
.k-banner{background:var(--k-red);color:#fff;text-align:center;padding:10px 16px;font-weight:600}

/* Inhalt */
.k-main{flex:1;padding:34px 0 48px}
.k-hello{margin-bottom:22px}
.k-sub{margin:0;color:var(--k-muted);font-size:18px}
.k-card{background:var(--k-card);border:1px solid var(--k-line);border-radius:var(--k-radius);padding:24px;margin-bottom:18px;box-shadow:0 10px 40px rgba(0,0,0,.35)}
.k-card p{margin:0 0 12px}
.k-card p:last-child{margin-bottom:0}
.k-eyebrow{display:inline-block;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--k-neon);font-weight:700;margin:0 0 6px}
.k-next{border-color:rgba(92,255,143,.55);background:linear-gradient(135deg,rgba(92,255,143,.12),rgba(7,24,14,.6))}
.k-next .btn{margin-top:14px}
.k-flash{background:var(--k-neon-soft);border:1px solid var(--k-line);border-radius:12px;padding:12px 16px;margin:0 0 18px;font-size:15px}
.k-muted{color:var(--k-muted)}
.k-small{font-size:14px}
.k-contact{color:var(--k-muted);font-size:15px;margin-top:8px}
.k-soon p{max-width:60ch}
.k-soon .btn{margin-top:10px}

/* Anmeldung */
.k-login{max-width:520px;margin:4vh auto 0;text-align:left}
.k-ic{width:58px;height:58px;border-radius:50%;background:var(--k-neon-soft);color:var(--k-neon);display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.k-form{margin-top:18px}
.k-form .hp{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.fld{display:block;margin-bottom:14px}
.fld span{display:block;font-size:14px;font-weight:600;color:var(--k-muted);margin-bottom:6px}
.fld input,.fld select,.fld textarea{width:100%;box-sizing:border-box;background:#041109;border:1px solid var(--k-line);border-radius:12px;color:var(--k-text);font:inherit;font-size:17px;padding:13px 14px;outline:none;transition:border-color .15s,box-shadow .15s}
.fld input:focus{border-color:var(--k-neon);box-shadow:0 0 0 3px rgba(92,255,143,.2)}
.fld input::placeholder{color:rgba(255,255,255,.3)}
.k-again{margin-top:16px;border-top:1px solid var(--k-line);padding-top:12px}
.k-again summary{cursor:pointer;color:var(--k-neon);font-weight:600}

/* Passwortfeld mit Anzeigen-Knopf, Fehler, Links */
.fld .k-pw{position:relative;display:block;margin:0}
.k-pw input{padding-right:52px}
.k-eye{position:absolute;right:5px;top:50%;transform:translateY(-50%);display:flex;align-items:center;justify-content:center;width:40px;height:40px;background:transparent;border:0;border-radius:10px;color:var(--k-muted);cursor:pointer;padding:0}
.k-eye:hover{color:var(--k-neon)}
.k-eye svg{width:22px;height:22px;display:block}
.k-eye .eye-hide{display:none}
.k-eye.is-shown .eye-show{display:none}
.k-eye.is-shown .eye-hide{display:block}
.k-error{background:rgba(255,74,61,.12);border:1px solid rgba(255,74,61,.5);border-radius:12px;padding:12px 14px;font-size:15px;margin:0 0 14px}
.k-links{margin:14px 0 0}
.k-links+.k-muted{margin-top:14px}
.k-links a{color:var(--k-neon)}

/* Buttons (fallback, falls style.css andere Werte setzt) */
body.konto .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 24px;font-weight:700;font-size:16px;text-decoration:none;border:1px solid transparent;cursor:pointer;font-family:inherit;transition:transform .12s,box-shadow .12s}
body.konto .btn-primary{background:var(--k-neon);color:#03150A;box-shadow:0 0 22px rgba(92,255,143,.35)}
body.konto .btn-primary:hover{transform:translateY(-1px);box-shadow:0 0 30px rgba(92,255,143,.5)}
body.konto .btn-ghost{background:transparent;color:var(--k-text);border-color:var(--k-line)}
body.konto .btn-lg{width:100%;padding:15px 24px;font-size:17px}

/* Zeitleiste */
.k-timeline{list-style:none;margin:8px 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(120px,1fr));gap:0;counter-reset:s}
.k-timeline li{position:relative;padding:28px 6px 0;text-align:center;font-size:14px;color:var(--k-muted)}
.k-timeline li i{position:absolute;top:0;left:50%;transform:translateX(-50%);width:18px;height:18px;border-radius:50%;border:2px solid var(--k-line);background:var(--k-bg);z-index:1}
.k-timeline li::before{content:"";position:absolute;top:8px;left:0;right:0;height:2px;background:var(--k-line)}
.k-timeline li:first-child::before{left:50%}
.k-timeline li:last-child::before{right:50%}
.k-timeline li.done i{background:var(--k-neon);border-color:var(--k-neon);box-shadow:0 0 12px rgba(92,255,143,.6)}
.k-timeline li.done::before{background:var(--k-neon)}
.k-timeline li.done span{color:var(--k-text)}
.k-timeline li.now i{border-color:var(--k-neon);animation:k-pulse 1.6s ease-in-out infinite}
.k-timeline li.now span{color:var(--k-text);font-weight:700}
@keyframes k-pulse{0%,100%{box-shadow:0 0 0 0 rgba(92,255,143,.5)}50%{box-shadow:0 0 0 7px rgba(92,255,143,0)}}

/* Kacheln */
.k-tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin-bottom:18px}
.k-tile{display:block;background:var(--k-card);border:1px solid var(--k-line);border-radius:var(--k-radius);padding:18px 20px;text-decoration:none;color:var(--k-text);transition:border-color .15s,transform .12s}
.k-tile:hover{border-color:var(--k-neon);transform:translateY(-2px)}
.k-tile b{display:block;font-size:28px;font-weight:800;color:var(--k-neon);line-height:1.1}
.k-tile span{display:block;font-size:14px;color:var(--k-muted);margin-top:4px}

/* Skala: Fallback, falls style.css nicht geladen wird (Werte wie auf der Startseite) */
.konto .scale-card .sc-title{font-weight:700;margin:0 0 14px}
.konto .scale{position:relative;height:54px;margin:14px 0 8px}
.konto .scale-bar{position:absolute;left:0;right:0;top:22px;height:10px;border-radius:999px;overflow:hidden;display:flex}
.konto .scale-bar span{height:100%}
.konto .scale-bar span:nth-child(1){width:40%;background:#FF4A3D}.konto .scale-bar span:nth-child(2){width:30%;background:#FFB13D}.konto .scale-bar span:nth-child(3){width:15%;background:#9BE15D}.konto .scale-bar span:nth-child(4){width:15%;background:#5CFF8F}
.konto .scale-ticks span{position:absolute;top:38px;transform:translateX(-50%);font-size:12px;color:var(--k-muted)}
.konto .scale-pin{position:absolute;top:-6px;transform:translateX(-50%);text-align:center;z-index:2}
.konto .scale-pin b{display:block;font-size:15px;font-weight:800;color:var(--k-text)}
.konto .scale-pin i{display:block;width:4px;height:22px;background:#fff;margin:0 auto;border-radius:2px;box-shadow:0 0 10px rgba(255,255,255,.7)}
.konto .scale-pin s{display:none}
.konto .bands{list-style:none;margin:14px 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:10px}
.konto .bands li{font-size:13px;color:var(--k-muted);padding:8px 10px;border-radius:10px;border:1px solid transparent}
.konto .bands li b{display:block;color:var(--k-text)}
.konto .bands li em{font-style:normal;font-weight:600}
.konto .bands li span{display:block}
.konto .bands li.cur{border-color:var(--k-line);background:var(--k-neon-soft)}
.konto .bands li i{display:inline-block;width:10px;height:10px;border-radius:50%;margin-right:6px}
.konto .bands .b1 i{background:#FF4A3D}.konto .bands .b2 i{background:#FFB13D}.konto .bands .b3 i{background:#9BE15D}.konto .bands .b4 i{background:#5CFF8F}

/* Hilfe */
.k-faq{border-bottom:1px solid var(--k-line);padding:12px 0}
.k-faq:last-child{border-bottom:0}
.k-faq summary{cursor:pointer;font-weight:700;font-size:17px;list-style:none;position:relative;padding-right:28px}
.k-faq summary::-webkit-details-marker{display:none}
.k-faq summary::after{content:"+";position:absolute;right:4px;top:0;color:var(--k-neon);font-size:22px;line-height:1}
.k-faq[open] summary::after{content:"–"}
.k-faq p{margin:10px 0 0;color:var(--k-muted)}

/* Fuß */
.k-foot{border-top:1px solid var(--k-line);padding:18px 0;font-size:13px;color:var(--k-muted)}
.k-foot .k-wrap{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.k-foot a{color:var(--k-muted)}

/* Profil: Stammdaten-Raster */
.k-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0 16px}
.k-grid .fld{grid-column:span 4;margin-bottom:14px}
.k-grid .k-c1{grid-column:span 1}
.k-grid .k-c2{grid-column:span 2}
.k-grid .k-c3{grid-column:span 3}
.k-grid .fld select{width:100%;box-sizing:border-box;background:#041109;border:1px solid var(--k-line);border-radius:12px;color:var(--k-text);font:inherit;font-size:17px;padding:13px 14px;outline:none;appearance:none;-webkit-appearance:none}
.k-grid .fld select:focus{border-color:var(--k-neon);box-shadow:0 0 0 3px rgba(92,255,143,.2)}
.k-grid-spacer{display:block}
.k-partner{margin:4px 0 16px;border:1px solid var(--k-line);border-radius:12px;padding:12px 14px}
.k-partner summary{cursor:pointer;color:var(--k-neon);font-weight:600}
.k-partner .k-grid{margin-top:12px}
.k-partner .fld:last-child{margin-bottom:0}

/* Schaden melden */
.k-tile-schaden b{color:var(--k-text)}
.k-sd-list{list-style:none;margin:6px 0 0;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.k-sd-item{border:1px solid var(--k-line);border-radius:14px;padding:16px 18px;background:#041109}
.k-sd-top{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:6px}
.k-sd-top h3{margin:0;font-size:17px}
.k-sd-badge{flex:none;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--k-muted);border:1px solid var(--k-line);border-radius:999px;padding:3px 9px}
.k-sd-item p{color:var(--k-muted);font-size:15px;margin:0 0 12px}
.k-sd-contact{display:flex;flex-wrap:wrap;gap:10px;margin:0}
body.konto .btn-sm{padding:9px 16px;font-size:14px}

/* Handy: Navigation als Leiste unten */
@media (max-width:640px){
  body.konto{padding-bottom:64px}
  .k-head .k-wrap{min-height:58px}
  .k-title{font-size:13px}
  .k-nav{position:fixed;left:0;right:0;bottom:0;z-index:30;background:rgba(3,13,8,.96);border-top:1px solid var(--k-line);padding:6px 8px calc(6px + env(safe-area-inset-bottom))}
  .k-nav ul{gap:0;justify-content:space-between}
  .k-nav a{padding:8px 10px;font-size:13px}
  .k-nav .k-out{display:none}
  .k-card{padding:18px}
  .k-login{margin-top:0}
  .k-grid{grid-template-columns:1fr}
  .k-grid .fld,.k-grid .k-c1,.k-grid .k-c2,.k-grid .k-c3{grid-column:auto}
  .k-grid-spacer{display:none}
  .k-sd-contact .btn{width:100%}
  .k-timeline{display:block}
  .k-timeline li{text-align:left;padding:0 0 18px 32px;font-size:15px}
  .k-timeline li i{left:0;top:2px;transform:none}
  .k-timeline li::before{top:12px;left:8px;right:auto;width:2px;height:calc(100% - 2px)}
  .k-timeline li:first-child::before{left:8px}
  .k-timeline li:last-child::before{display:none}
  .k-timeline li.done::before{background:var(--k-neon)}
}
@media (prefers-reduced-motion:reduce){.k-timeline li.now i{animation:none}}
/* Stufe 2 (2026-10-21): Unterlagen, Report, Verträge */
.k-docs{list-style:none;margin:8px 0 0;padding:0}
.k-docs li{display:flex;flex-wrap:wrap;justify-content:space-between;gap:4px 14px;padding:10px 0;border-bottom:1px dashed var(--k-line)}
.k-docs li:last-child{border-bottom:0}
.k-doc-name{font-weight:600;word-break:break-word}
.k-doc-meta{color:var(--k-muted);font-size:14px}
body.konto .drop{display:flex;flex-direction:column;align-items:center;gap:4px;padding:26px 16px;border:2px dashed var(--k-line);border-radius:var(--k-radius);background:var(--k-neon-soft);cursor:pointer;text-align:center}
body.konto .drop input[type=file]{max-width:100%;color:var(--k-muted)}
body.konto .drop .d-sub{font-size:14px;color:var(--k-muted)}
.k-report-doc{background:#fff;color:#0D3134;border-radius:14px;padding:22px 20px;overflow-x:auto}
.k-report-doc a{color:#127A58}
.k-vlist{display:grid;gap:16px}
.k-v-top{display:flex;align-items:center;justify-content:space-between;gap:12px}
.k-v-top h2{margin:0}
.k-v-score{font-weight:800;font-size:28px;line-height:1;color:var(--k-neon)}
.k-v-score small{font-size:14px;color:var(--k-muted);font-weight:600}
.k-v-score.b1{color:#FF4A3D}.k-v-score.b2{color:#F5B841}.k-v-score.b3{color:#B8FF5C}
.k-v-meta{margin:6px 0 8px;color:var(--k-muted)}
.k-v-status{margin:0 0 8px}
.k-v-bef{margin:8px 0 0;padding-left:18px}
.k-v-bef li{margin:0 0 6px}
body.konto .scale-ticks{position:relative;height:18px;margin:6px 0 14px}
body.konto .scale-ticks span{top:0}
body.konto .scale-card{max-width:none}
/* ---------- Maklervollmacht online ---------- */
.vm-item{border-top:1px solid var(--k-line);padding:16px 0 4px}
.vm-item h3{margin:0 0 4px;font-size:18px}
.vm-item a{color:var(--k-neon)}
.vm-text{margin:10px 0 12px}
.vm-body{max-height:340px;overflow:auto;margin-top:10px;padding:14px 16px;border:1px solid var(--k-line);border-radius:12px;background:#041109;font-size:14px;line-height:1.55;color:var(--k-muted)}
.vm-body p{margin:0 0 10px}
.vm-body h4{margin:14px 0 6px;color:var(--k-text);font-size:15px}
.vm-ol{margin:0 0 10px;padding-left:22px}
.vm-ol li{margin:0 0 4px}
.vm-check{display:flex;gap:12px;align-items:flex-start;padding:12px 14px;border:1px solid var(--k-line);border-radius:12px;background:var(--k-neon-soft);cursor:pointer;margin:8px 0 10px;font-weight:600}
.vm-check input{width:22px;height:22px;flex:0 0 22px;margin:1px 0 0;accent-color:#5CFF8F}
.vm-angaben li{flex-wrap:nowrap}
.vm-angaben .k-doc-meta{min-width:110px}
.vm-angaben .k-doc-name{text-align:right}
.vm-ort{max-width:360px}
.vm-sig-wrap{position:relative;margin:16px 0 8px}
.vm-sig-l{display:block;font-size:14px;color:var(--k-muted);margin-bottom:6px}
.vm-sig{display:block;width:100%;height:190px;background:#fff;border-radius:12px;border:2px solid var(--k-line);touch-action:none;cursor:crosshair}
.vm-sig-hint{position:absolute;left:0;right:0;top:55%;text-align:center;color:#8a9aa0;pointer-events:none;font-size:15px;transition:opacity .2s}
.vm-sig-hint.vm-warn{color:#C8372D;font-weight:700}
@media (max-width:560px){.vm-sig{height:160px}.vm-angaben li{flex-wrap:wrap}.vm-angaben .k-doc-name{text-align:left}}
/* ---------- Vertragsübersicht (2026-10-21) ---------- */
.vn-top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 16px;margin-bottom:14px}
.vn-top h2{margin:0}
.vn-btns{display:flex;flex-wrap:wrap;gap:8px}
.vn-dl{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:12px 24px;margin:0}
.vn-dl1{grid-template-columns:1fr;gap:8px}
.vn-z{min-width:0}
.vn-z dt{font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--k-muted);font-weight:700;margin:0 0 2px}
.vn-z dd{margin:0;font-weight:600;overflow-wrap:anywhere}
.vn-z dd.leer{font-weight:400;color:var(--k-muted)}
.vn-form{margin-top:6px}
.vt-sum{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:0 0 16px;padding:0}
.vt-sum::before,.vt-sum::after{content:none;display:none}
.vt-sum div{background:var(--k-card);border:1px solid var(--k-line);border-radius:14px;padding:14px 16px}
.vt-sum b{display:block;font-size:24px;font-weight:800;font-variant-numeric:tabular-nums}
.vt-sum span{font-size:14px;color:var(--k-muted)}
.vt-bar{display:flex;flex-wrap:wrap;gap:6px 10px;align-items:center;margin:0 0 10px}
.vt-sort{font-size:14px;font-weight:700;padding:4px 12px;border-radius:999px;border:1px solid var(--k-line);text-decoration:none}
.vt-sort.on{background:var(--k-neon);color:#03150A!important;border-color:var(--k-neon)}
.vt-head,.vt-row{display:grid;grid-template-columns:minmax(0,2.3fr) minmax(0,1.1fr) minmax(0,1.1fr) minmax(0,1.3fr) 76px auto;gap:6px 16px;align-items:start}
.vt-head{padding:0 18px 8px;font-size:12px;letter-spacing:.08em;text-transform:uppercase;color:var(--k-muted);font-weight:700}
.vt-list{list-style:none;margin:0 0 14px;padding:0;display:grid;gap:10px}
.vt-row{background:var(--k-card);border:1px solid var(--k-line);border-radius:16px;padding:16px 18px}
.vt-main{display:flex;flex-direction:column;gap:2px;min-width:0}
.vt-art{display:flex;align-items:center;gap:8px;font-size:18px}
.vt-art b{font-weight:800}
.vt-ic{color:var(--k-neon);flex:0 0 auto}
.vt-bsp{font-style:normal;font-size:11px;letter-spacing:.06em;text-transform:uppercase;font-weight:700;color:#03150A;background:#F5B841;border-radius:4px;padding:1px 6px}
.vt-ges{font-size:16px;font-weight:700;padding-left:30px;overflow-wrap:anywhere}
.vt-nr{font-size:14px;color:var(--k-muted);padding-left:30px;overflow-wrap:anywhere}
.vt-c{display:flex;flex-direction:column;min-width:0;font-variant-numeric:tabular-nums}
.vt-c b{font-weight:700;overflow-wrap:anywhere}
.vt-c small{font-size:13px;color:var(--k-muted);overflow-wrap:anywhere}
.vt-l{display:none}
.vt-sc .k-v-score{font-size:24px}
.vt-act{display:flex;flex-direction:column;gap:6px;align-items:stretch}
.vt-act .btn{white-space:nowrap;text-align:center}
.vt-det{grid-column:1/-1;border-top:1px dashed var(--k-line);padding-top:10px;margin-top:4px}
.vt-det summary{cursor:pointer;font-weight:700;color:var(--k-neon);font-size:15px}
.vt-det-in{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:18px;margin-top:12px}
.vt-det-in h3{font-size:15px;margin:0 0 6px}
.vt-det-in ul{margin:0 0 8px;padding-left:18px}
.vt-det-in li{margin:0 0 4px}
@media (max-width:860px){
  .vt-head{display:none}
  .vt-row{grid-template-columns:1fr 1fr;gap:12px 14px}
  .vt-main{grid-column:1/-1}
  .vt-l{display:block;font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--k-muted);font-weight:700}
  .vt-act{grid-column:1/-1;flex-direction:row;flex-wrap:wrap}
  .vt-act .btn{flex:1 1 140px}
  .vt-det-in{grid-template-columns:1fr}
  .vt-sum{grid-template-columns:1fr 1fr}
  .vt-sum div:last-child{grid-column:1/-1}
}
/* Änderung / Schaden */
.ae-vt{display:flex;gap:12px;align-items:center;margin:0 0 16px}
.ae-vt .vt-ic{color:var(--k-neon)}
.ae-vt b{display:block;font-size:18px}
.ae-vt span{font-size:14px}
.ae-fs{border:0;padding:0;margin:0 0 14px}
.ae-fs legend{font-weight:700;margin-bottom:8px;padding:0}
.ae-opts{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:8px}
.ae-vts{grid-template-columns:1fr}
.ae-opt{display:flex;gap:10px;align-items:flex-start;padding:10px 12px;border:1px solid var(--k-line);border-radius:12px;cursor:pointer;background:rgba(255,255,255,.02)}
.ae-opt:has(input:checked){border-color:var(--k-neon);background:var(--k-neon-soft)}
.ae-opt input{width:18px;height:18px;margin:2px 0 0;accent-color:#5CFF8F;flex:0 0 18px}
.ae-opt .vt-ic{vertical-align:-4px}
.ae-teil{margin:4px 0 8px}
.fld textarea{width:100%;box-sizing:border-box;background:#041109;border:1px solid var(--k-line);border-radius:12px;color:var(--k-text);font:inherit;font-size:17px;padding:13px 14px;resize:vertical}
.fld textarea:focus{border-color:var(--k-neon);outline:none;box-shadow:0 0 0 3px rgba(92,255,143,.2)}
.sd-tipps{border-left:3px solid #F5B841;padding:8px 0 8px 14px;margin:0 0 16px}
.sd-tipps ul{margin:6px 0 0;padding-left:18px}
.sd-vts{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:8px}
.sd-vt{display:grid;grid-template-columns:auto 1fr;gap:0 10px;align-items:center;padding:12px 14px;border:1px solid var(--k-line);border-radius:12px;text-decoration:none;color:var(--k-text)!important}
.sd-vt:hover{border-color:var(--k-neon);background:var(--k-neon-soft)}
.sd-vt .vt-ic{grid-row:span 2}
.sd-vt span{font-size:14px;color:var(--k-muted)}
[hidden]{display:none!important}

/* =====================================================================
   Helles Verwaltungs-Design (22.10.2026) – überschreibt die dunklen Werte
   ===================================================================== */
body.konto{font-size:15.5px;line-height:1.5}
body.konto a{color:var(--k-neon)}
body.konto h1{font-size:24px;font-weight:750;font-stretch:100%;letter-spacing:-.01em}
body.konto h2{font-size:18px;font-weight:700;font-stretch:100%;letter-spacing:0}
body.konto h3{font-size:15.5px;font-weight:700}
body.konto section{padding:0}
body.konto section::before,body.konto section::after{content:none;display:none}
body.konto section.k-card{padding:20px 22px}
.k-wrap{width:min(1120px,100% - 32px)}
/* Kopf: weiß, Navigation als Reiter */
.k-head{background:#fff;backdrop-filter:none;border-bottom:1px solid var(--k-line);box-shadow:0 1px 0 rgba(16,24,40,.02)}
.k-head .k-wrap{min-height:0;padding:10px 0 0;gap:6px 18px}
.k-head .brand,.k-head .brand-name{color:var(--k-text);font-size:16px}
.k-head .brand img{width:30px;height:30px}
.k-head .brand-name .de{color:var(--k-neon)}
.k-title{font-size:13px}
.k-nav ul{gap:2px}
.k-nav a{border-radius:0;padding:10px 12px 11px;font-size:14.5px;color:#4A5853;border-bottom:2px solid transparent}
.k-nav a:hover{color:var(--k-text);background:transparent;border-bottom-color:var(--k-line)}
.k-nav a.on{color:var(--k-neon);background:transparent;box-shadow:none;border-bottom-color:var(--k-neon);font-weight:700}
.k-banner{background:#FDECEA;color:#8A1F17;border-bottom:1px solid #F5C6C1}
/* Inhalt */
.k-main{padding:24px 0 40px}
.k-hello{margin-bottom:16px}
.k-hello h1{margin-bottom:4px}
.k-sub{font-size:14.5px;color:var(--k-muted);max-width:75ch}
.k-card{background:var(--k-card);border:1px solid var(--k-line);border-radius:var(--k-radius);padding:20px 22px;margin-bottom:16px;box-shadow:var(--k-shadow)}
.k-eyebrow{color:var(--k-neon);font-size:11.5px}
.k-next{border-color:#B9E3CC;background:linear-gradient(135deg,#F2FAF6,#fff)}
.k-flash{background:var(--k-neon-soft);border:1px solid #B9E3CC;color:#0D4D30;border-radius:8px;font-size:14.5px}
.k-error{background:#FDECEA;border-color:#F5C6C1;color:#8A1F17;border-radius:8px}
.k-ic{background:var(--k-neon-soft);color:var(--k-neon)}
/* Formulare */
.fld span{color:#3E4C47;font-size:13.5px}
.fld input,.fld select,.fld textarea,.k-grid .fld select{background:#fff;border:1px solid #C9D2D8;border-radius:8px;color:var(--k-text);font-size:15.5px;padding:10px 12px}
.fld input:focus,.fld textarea:focus,.k-grid .fld select:focus{border-color:var(--k-neon);box-shadow:0 0 0 3px rgba(11,127,75,.15)}
.fld input::placeholder,.fld textarea::placeholder{color:#9AA6A2}
.k-grid .fld select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%235E6C67' stroke-width='1.6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:34px}
.k-eye{color:var(--k-muted)}
.k-partner,.k-again{border-color:var(--k-line)}
/* Buttons: sachlich, ohne Leuchten */
body.konto .btn{border-radius:8px;padding:10px 18px;font-size:15px;font-weight:650;font-stretch:100%;box-shadow:none;min-height:0;transition:background .12s,border-color .12s,color .12s}
body.konto .btn-primary{background:var(--k-neon);color:#fff;border-color:var(--k-neon);box-shadow:none}
body.konto .btn-primary:hover{background:var(--k-neon-hi);border-color:var(--k-neon-hi);color:#fff;transform:none;box-shadow:none}
body.konto .btn-ghost{background:#fff;color:var(--k-text);border-color:#C9D2D8}
body.konto .btn-ghost:hover{border-color:var(--k-neon);color:var(--k-neon);box-shadow:none}
body.konto .btn-dark{background:#fff;color:var(--k-neon);border-color:var(--k-neon);box-shadow:none}
body.konto .btn-sm{padding:6px 12px;font-size:13.5px;min-height:32px}
body.konto .btn-lg{padding:12px 20px;font-size:16px}
body.konto .btn[disabled]{opacity:.55;cursor:default}
/* Kacheln, Zeitleiste, Skala */
.k-tile{background:#fff;border-color:var(--k-line);border-radius:var(--k-radius);box-shadow:var(--k-shadow)}
.k-tile:hover{border-color:var(--k-neon);transform:none}
.k-tile b{color:var(--k-neon);font-size:24px}
.k-tile-schaden b{color:var(--k-text)}
.k-timeline li i{background:#fff}
.k-timeline li.done i{box-shadow:none}
@keyframes k-pulse{0%,100%{box-shadow:0 0 0 0 rgba(11,127,75,.35)}50%{box-shadow:0 0 0 6px rgba(11,127,75,0)}}
.konto .scale-pin i{background:var(--k-text);box-shadow:none}
.konto .scale-bar span:nth-child(4){background:#2DB46E}
.k-v-score{color:var(--k-neon)}
.k-v-score.b1{color:#C8372D}.k-v-score.b2{color:#B7791F}.k-v-score.b3{color:#5E8F1F}
.k-report-doc{border:1px solid var(--k-line)}
.k-sd-item,.vm-body{background:#F8FAFB;border-color:var(--k-line)}
.k-sd-badge{border-color:var(--k-line)}
body.konto .drop{background:#F8FAFB;border-color:#C9D2D8;border-radius:var(--k-radius)}
.vm-check{background:#F8FAFB;border-color:var(--k-line)}
.vm-check input,.ae-opt input{accent-color:var(--k-neon)}
.vm-sig{border-color:#C9D2D8}
.ae-opt{background:#fff;border-color:var(--k-line);border-radius:8px}
.ae-opt:has(input:checked){border-color:var(--k-neon);background:var(--k-neon-soft)}
.sd-tipps{border-left-color:#D9A43B;background:#FFF9EC;border-radius:0 8px 8px 0;padding:10px 14px}
.sd-vt{border-color:var(--k-line);border-radius:8px;background:#fff}
.sd-vt:hover{background:var(--k-neon-soft)}
.k-foot{background:#fff;border-top-color:var(--k-line)}
.k-docs li{border-bottom:1px solid var(--k-line2)}
/* Versicherungsnehmer */
.vn .vn-top{margin-bottom:12px}
.vn-dl{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px 20px}
.vn-z dt{font-size:11px;letter-spacing:.06em;color:#6B7873;margin-bottom:1px}
.vn-z dd{font-weight:600;font-size:14.5px}
.vn-dl1{grid-template-columns:1fr}
/* Kennzahlen */
.vt-sum{gap:12px;margin-bottom:16px}
.vt-sum div{background:#fff;border:1px solid var(--k-line);border-radius:var(--k-radius);padding:12px 16px;box-shadow:var(--k-shadow)}
.vt-sum b{font-size:20px;font-weight:750}
.vt-sum span{font-size:13px}
/* Vertragstabelle */
.vt-tab{padding:0!important;overflow:hidden}
.vt-tab-top{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 16px;padding:14px 18px;border-bottom:1px solid var(--k-line)}
.vt-tab-top h2{margin:0}
.vt-bar{margin:0;gap:0}
.vt-bar .k-small{margin-right:8px}
.vt-sort{border-radius:0;border:1px solid #C9D2D8;padding:5px 12px;font-size:13px;font-weight:600;color:#3E4C47!important;background:#fff}
.vt-sort:first-of-type{border-radius:6px 0 0 6px}
.vt-sort:last-of-type{border-radius:0 6px 6px 0;margin-left:-1px}
.vt-sort.on{background:var(--k-neon);border-color:var(--k-neon);color:#fff!important}
.vt-head,.vt-row{grid-template-columns:minmax(0,2.4fr) minmax(0,1.05fr) minmax(0,1.1fr) minmax(0,1.35fr) 84px 150px;gap:4px 16px}
.vt-head{background:#F6F8F9;border-bottom:1px solid var(--k-line);padding:9px 18px;font-size:11px;letter-spacing:.06em;color:#6B7873}
.vt-list{gap:0;margin:0}
.vt-row{background:#fff;border:0;border-bottom:1px solid var(--k-line2);border-radius:0;padding:14px 18px 10px}
.vt-row:last-child{border-bottom:0}
.vt-row:hover{background:#FBFCFC}
.vt-art{font-size:15.5px;gap:8px}
.vt-art b{font-weight:700}
.vt-ic{color:var(--k-neon)}
.vt-ic svg,svg.vt-ic{width:20px;height:20px}
.vt-bsp{font-size:10px;color:#7A5410;background:#FDF1D8;border:1px solid #F0D79E;border-radius:4px;padding:0 5px;letter-spacing:.05em}
.vt-ges{font-size:14.5px;font-weight:600;color:var(--k-text);padding-left:28px}
.vt-nr{font-size:13px;padding-left:28px}
.vt-c b{font-weight:600;font-size:14.5px}
.vt-c small{font-size:12.5px}
.vt-sc .k-v-score{font-size:18px;font-weight:750}
.vt-act{gap:6px}
.vt-act .btn{width:100%}
body.konto .vt-act .btn-primary{background:#fff;color:var(--k-neon);border-color:var(--k-neon)}
body.konto .vt-act .btn-primary:hover{background:var(--k-neon);color:#fff}
.vt-det{border-top:0;padding-top:4px;margin-top:2px}
.vt-det summary{font-size:13.5px;font-weight:600;padding-left:28px;color:var(--k-neon)}
.vt-det[open]{background:#F8FAFB;border:1px solid var(--k-line2);border-radius:8px;padding:8px 12px 12px;margin-top:8px}
.vt-det[open] summary{padding-left:0}
.vt-det-in h3{font-size:14px}
.vt-det-in li{font-size:14px}
.vt-hinweis{padding:10px 18px;border-top:1px solid var(--k-line);background:#FCFDFD;margin:0!important}
@media (max-width:860px){
  .vn-dl{grid-template-columns:1fr 1fr}
  .vt-row{grid-template-columns:1fr 1fr;padding:14px 16px}
  .vt-act .btn{width:auto}
  .vt-ges,.vt-nr,.vt-det summary{padding-left:28px}
}
@media (max-width:640px){
  .k-head .k-wrap{padding:8px 0}
  .k-nav{background:#fff;border-top:1px solid var(--k-line);box-shadow:0 -2px 10px rgba(16,24,40,.06)}
  .k-nav a{border-bottom:0;border-top:2px solid transparent;padding:8px 8px}
  .k-nav a.on{border-top-color:var(--k-neon)}
  .vn-dl{grid-template-columns:1fr}
  body.konto section.k-card{padding:16px}
  .vt-tab-top{padding:12px 14px}
}
/* Schutz-Score-Karte im hellen Konto */
body.konto .scale-card{background:transparent;border:0;box-shadow:none;color:var(--k-text);width:100%;max-width:none;margin:0;padding:0;backdrop-filter:none}
body.konto .scale-card .sc-title{font-size:16px;font-stretch:100%;color:var(--k-text)}
body.konto .scale-pin b{background:var(--k-text);color:#fff;box-shadow:none;font-size:18px;font-stretch:100%;padding:2px 9px 3px}
body.konto .scale-pin i{border-top-color:var(--k-text);background:none;width:0;height:0}
body.konto .scale-pin s{background:var(--k-text)}
body.konto .scale-ticks{color:var(--k-muted)}
body.konto .bands li{color:var(--k-muted);border:1px solid transparent}
body.konto .bands li b{color:var(--k-text)}
body.konto .bands li em{color:var(--k-muted)}
body.konto .bands li i{box-shadow:none}
body.konto .bands li.cur{background:#F6F8F9;color:var(--k-text);box-shadow:none;border-color:var(--k-line)}
body.konto .bands li.b1.cur span{color:#C8372D}body.konto .bands li.b2.cur span{color:#B7791F}body.konto .bands li.b3.cur span{color:#5E8F1F}body.konto .bands li.b4.cur span{color:var(--k-neon)}
.k-tiles{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px}
@media (max-width:640px){
  .k-nav ul{gap:0}
  .k-nav a{font-size:11.5px;padding:8px 3px;letter-spacing:-.01em}
  .vn-dl{grid-template-columns:1fr 1fr;gap:10px 14px}
  .vt-sum{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}
  .vt-sum div{padding:10px 10px}
  .vt-sum div:last-child{grid-column:auto}
  .vt-sum b{font-size:16px}
  .vt-sum span{font-size:12px;line-height:1.3;display:block}
  .vt-bar .k-small{display:none}
}
/* Vertragszeilen im Wechsel hell / hellgrün */
.vt-row:nth-child(odd){background:#fff}
.vt-row:nth-child(even){background:#EEF6F1}
.vt-row:nth-child(odd):hover{background:#F7FAF8}
.vt-row:nth-child(even):hover{background:#E6F1EA}
.vt-row:nth-child(even) .vt-det[open]{background:#fff}
/* Spalte Deckung (22.10.2026) */
.k-wrap{width:min(1200px,100% - 32px)}
.vt-head,.vt-row{grid-template-columns:minmax(0,1.95fr) minmax(0,1.85fr) minmax(0,1fr) minmax(0,1fr) minmax(0,1.15fr) 88px 162px;gap:4px 14px}
.vt-sc small{overflow-wrap:normal;word-break:normal;hyphens:manual}
.vt-dk{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px}
.vt-dk li{font-size:12px;font-weight:600;line-height:1.35;padding:2px 7px;border-radius:5px;background:#fff;border:1px solid #BFE0CD;color:#0D5C38;cursor:default;white-space:nowrap}
.vt-dk li.vt-dk-ohne{background:#FFF5F4;border-color:#F0C9C4;color:#A12B22}
.vt-legende{line-height:1.6}
.vt-legende b{color:var(--k-text);font-weight:700}
@media (max-width:860px){
  .vt-row{grid-template-columns:1fr 1fr}
  .vt-dkc{grid-column:1/-1}
}
/* Fahrzeug/Tier, Unterlagen je Vertrag, Vertragsverlauf, Erkennung (22.10.2026) */
.vt-obj{display:flex;flex-direction:column;padding-left:28px;margin-top:4px;font-size:13px;line-height:1.35}
.vt-obj b{font-weight:600;color:var(--k-text)}
.vt-obj small{color:var(--k-muted);font-size:12.5px}
.vt-act .btn{font-size:13px;padding:6px 8px}
.vt-doks{list-style:none;margin:0 0 10px;padding:0;font-size:13.5px}
.vt-doks li{padding:3px 0;border-bottom:1px dashed var(--k-line2)}
.vt-archiv details>summary{cursor:pointer;list-style:none;display:flex;flex-wrap:wrap;align-items:baseline;gap:4px 12px}
.vt-archiv details>summary::-webkit-details-marker{display:none}
.vt-archiv details>summary h2{margin:0}
.vt-archiv details>summary h2::after{content:" ▸";color:var(--k-neon);font-size:14px}
.vt-archiv details[open]>summary h2::after{content:" ▾"}
.vt-archiv h3{display:flex;align-items:center;gap:6px;margin:16px 0 6px;font-size:14.5px}
.vt-arch{list-style:none;margin:0;padding:0;border:1px solid var(--k-line);border-radius:8px;overflow:hidden}
.vt-arch li{display:flex;flex-direction:column;gap:1px;padding:9px 12px;font-size:13.5px;background:#FAFBFB;border-bottom:1px solid var(--k-line2)}
.vt-arch li:last-child{border-bottom:0}
.vt-arch li b{font-size:14px}
.erk-liste .erk-st{display:inline-flex;align-items:center;gap:6px}
.erk-liste li.erk-ok .erk-st{color:var(--k-neon);font-weight:600}
.erk-liste li.erk-offen .erk-st{color:#8A5A00}
.k-zu{color:var(--k-neon);font-weight:600}
body.konto .spin{display:inline-block;width:14px;height:14px;border:2px solid #C9D2D8;border-top-color:var(--k-neon);border-radius:50%;animation:k-spin .8s linear infinite;vertical-align:-2px}
@keyframes k-spin{to{transform:rotate(360deg)}}
.vt-ah{display:flex;align-items:center;gap:8px}
.vt-det-in .vn-dl1{grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 16px}
.vt-det-in h3{margin-top:8px}
@media (max-width:640px){.vt-det-in .vn-dl1{grid-template-columns:1fr}}
/* Versicherungsnehmer in Spalten, Bankverbindungen, Laufzeit (22.10.2026) */
.vn-dl{grid-template-columns:repeat(4,minmax(0,1fr));gap:0 20px}
.vn-sp{display:flex;flex-direction:column;gap:12px;min-width:0}
.vn-bank{display:block;font-weight:600;font-size:13.5px;line-height:1.4;margin-bottom:3px}
.vn-bank b{font-weight:700}
.vt-zahl{color:var(--k-neon)!important;font-weight:600;margin-top:2px}
.vt-lauf small{font-size:12.5px;color:var(--k-text)!important;font-variant-numeric:tabular-nums;line-height:1.5}
.vt-lauf small i{font-style:normal;color:var(--k-muted);display:inline-block;min-width:44px}
.bk-konto{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1.6fr) auto;gap:8px 16px;align-items:start;padding:12px 0;border-top:1px solid var(--k-line2)}
.bk-konto:first-of-type{border-top:0}
.bk-konto>div:first-child{display:flex;flex-direction:column;gap:1px}
.bk-nutzer{display:flex;flex-wrap:wrap;gap:6px}
.bk-nutzer span{display:inline-flex;align-items:center;gap:5px;font-size:13px;background:#F6F8F9;border:1px solid var(--k-line);border-radius:6px;padding:2px 8px}
.bk-zu{list-style:none;margin:0 0 12px;padding:0}
.bk-zu li{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,320px);gap:8px 16px;align-items:center;padding:8px 0;border-bottom:1px solid var(--k-line2)}
.bk-vt{display:flex;align-items:center;gap:6px;flex-wrap:wrap;font-size:14.5px}
.bk-zu select{width:100%;background:#fff;border:1px solid #C9D2D8;border-radius:8px;padding:8px 10px;font:inherit;font-size:14px;color:var(--k-text)}
.iban-hint{display:block;font-size:13px;margin-top:5px;color:var(--k-muted);min-height:1em}
.iban-ok{color:var(--k-neon);font-weight:600}
.iban-fehler{color:#C8372D;font-weight:600}
@media (max-width:860px){.vn-dl{grid-template-columns:1fr 1fr;gap:12px 16px}.bk-konto{grid-template-columns:1fr}.bk-zu li{grid-template-columns:1fr}}
@media (max-width:640px){.vn-dl{grid-template-columns:1fr}}
/* Bankverbindungen im Versicherungsnehmer-Block (22.10.2026) */
.vn-bk{grid-column:1/3;margin-top:16px;text-align:left;min-width:0}
.vn-bk summary{cursor:pointer;font-weight:600;font-size:13.5px;color:var(--k-neon)}
.vn-bk[open]{background:#F8FAFB;border:1px solid var(--k-line2);border-radius:8px;padding:8px 12px 12px;margin-left:-12px;margin-right:-12px}
.vn-bk-in{margin-top:8px;display:flex;flex-direction:column;align-items:flex-start;gap:8px}
@media (max-width:900px){.vn-bk{grid-column:1/-1}}
.vn-bk>p.leer{margin:0;color:var(--k-muted)}
.vn-bk-tab{width:100%;border-collapse:collapse;font-size:13px}
.vn-bk-tab th:nth-child(1){width:30%}.vn-bk-tab th:nth-child(2){width:24%}
.vn-bk-tab th{text-align:left;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:#6B7873;font-weight:700;padding:6px 12px 6px 0;border-bottom:1px solid var(--k-line)}
.vn-bk-tab td{text-align:left;vertical-align:top;padding:7px 12px 7px 0;border-bottom:1px solid var(--k-line2);overflow-wrap:normal;word-break:normal;hyphens:manual}
.vn-bk-tab td:last-child,.vn-bk-tab th:last-child{padding-right:0}
.vn-bk-tab td small{white-space:nowrap}
.vn-bk-tab tr:last-child td{border-bottom:0}
.vn-bk-tab td small{display:block;font-size:12px;color:var(--k-muted)}
.vn-bk-tab .leer{color:var(--k-muted)}
.vn-iban{font-variant-numeric:tabular-nums;letter-spacing:.02em;white-space:nowrap}
@media (max-width:640px){.vn-bk-tab thead{display:none}.vn-bk-tab,.vn-bk-tab tbody,.vn-bk-tab tr,.vn-bk-tab td{display:block;width:100%}.vn-bk-tab tr{padding:8px 0;border-bottom:1px solid var(--k-line2)}.vn-bk-tab td{border:0;padding:2px 0}.vn-bk-tab td::before{content:attr(data-l);display:block;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:#6B7873;font-weight:700}}
.vt-zkto{font-size:12.5px;color:var(--k-muted)!important;line-height:1.35;overflow-wrap:break-word;word-break:normal}
/* Kfz-Schadenmeldung (22.10.2026) */
.k-sd-badge.k-sd-on{color:var(--k-neon);border-color:var(--k-neon)}
.ks-not{display:flex;flex-direction:column;gap:10px;border-left:4px solid #C8372D}
.ks-not a{font-weight:700}
.ks-check summary{cursor:pointer;font-weight:600;font-size:14px;color:var(--k-neon)}
.ks-check ul{margin:8px 0 0;padding-left:20px;font-size:14px;line-height:1.55}
.ks-vn{grid-template-columns:repeat(4,minmax(0,1fr));gap:10px 20px;margin:14px 0 8px}
.ks-sec h2{margin-bottom:6px}
.ks-sec .k-grid{margin-top:12px}
.ks-req{font-style:normal;color:#C8372D}
.ks-fs{border:0;padding:0;margin:0 0 14px;min-width:0}
.ks-fs legend{font-size:13.5px;font-weight:600;color:#3E4C47;margin-bottom:6px;padding:0}
.ks-opts{display:flex;flex-wrap:wrap;gap:6px 8px}
.ks-opts1{flex-direction:column;align-items:flex-start}
.ks-o{display:inline-flex;align-items:center;gap:8px;padding:7px 12px;border:1px solid #C9D2D8;border-radius:8px;background:#fff;cursor:pointer;font-size:14.5px;line-height:1.3}
.ks-o input{width:16px;height:16px;margin:0;accent-color:var(--k-neon)}
.ks-o:has(input:checked){border-color:var(--k-neon);background:#EEF8F2;font-weight:600}
.ks-jn .ks-o{min-width:72px;justify-content:center}
.ks-miss input,.ks-miss select,.ks-miss textarea,.ks-miss .ks-o{border-color:#C8372D!important;box-shadow:0 0 0 3px rgba(200,55,45,.15)}
.ks-ges{margin:-8px 0 16px}
.ks-sk-in{display:flex;gap:24px;align-items:flex-start;flex-wrap:wrap}
.ks-svg{width:220px;max-width:100%;height:auto;flex:none;user-select:none}
.ks-body{fill:#F3F6F8;stroke:#9DB5AE;stroke-width:2}
.ks-lbl{font-size:10px;fill:#5B6770}
.ks-z{fill:#fff;stroke:#B9C5CC;stroke-width:1.2;cursor:pointer;transition:fill .15s}
.ks-z:hover,.ks-z:focus{fill:#EEF8F2;stroke:var(--k-neon);outline:none}
.ks-z.an{fill:#FDECEA;stroke:#C8372D;stroke-width:2}
.ks-sk-l{min-width:200px;font-size:14px}
.ks-sk-l ul{margin:6px 0 10px;padding-left:18px;line-height:1.6}
@media (max-width:860px){.ks-vn{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.ks-vn{grid-template-columns:1fr}.ks-svg{width:180px}}
body.konto .fld .ks-o input,body.konto .ks-o input{padding:0;border:0;box-shadow:none;width:16px;height:16px;flex:0 0 16px;margin:0;background:none}
.ks-o span{display:inline;margin:0;font-size:14.5px;font-weight:inherit;color:var(--k-text)}
.fld .ks-o span{margin:0;color:var(--k-text);font-size:14.5px}
.ks-erk{font-weight:400;line-height:1.5}
.vt-row{scroll-margin-top:90px}.vt-row:target{border-color:var(--k-neon);box-shadow:0 0 0 3px var(--k-neon-soft)}
.ae-gk{border:1px solid var(--k-line);border-radius:10px;padding:12px 14px;margin:4px 0 14px;background:#F8FAFB}
.ae-gk p{margin:0 0 8px}
.ae-gk-dl{margin:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:8px 18px;font-size:15px}
.ae-gk-dl dt{color:var(--k-muted);font-size:13px}
.ae-gk-dl dd{margin:0;font-weight:600}
.sd-hot{display:flex;gap:12px;align-items:flex-start;background:#FFF6E5;border:1px solid #F0D28C;border-radius:10px;padding:12px 16px;margin:14px 0;font-size:16px}
.sd-hot svg{flex:0 0 auto;color:#9A6A07;margin-top:2px}
.sd-hot span{display:block}
.sd-hot a{font-weight:800;font-size:18px;white-space:nowrap}
.sd-hot small{display:block;font-size:13.5px;color:var(--k-muted);margin-top:3px}
.ks2 + .sd-hot,.sd-hot + .mandat{margin-top:14px}

/* ===== 22.10.2026: Handy – Navigation oben direkt unter dem Logo, alle Punkte sichtbar ===== */
@media (max-width:640px){
  body.konto{padding-bottom:0}
  .k-head{position:static}
  .k-head .k-wrap{padding:10px 0 12px}
  .k-nav{position:static;background:transparent;border-top:0;box-shadow:none;padding:2px 0 0;flex-basis:100%}
  .k-nav ul{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:6px;overflow:visible}
  .k-nav a{font-size:13.5px;letter-spacing:0;padding:9px 2px;text-align:center;color:var(--k-text);background:#F3F6F5;border:1px solid var(--k-line);border-radius:10px}
  .k-nav a:hover{background:#E9F1ED;border-color:var(--k-line)}
  .k-nav a.on{color:#fff;background:var(--k-neon);border-color:var(--k-neon);border-top-color:var(--k-neon)}
  .k-nav .k-out{display:none}
}
/* Stand der Prüfung: 8 Schritte in einer Reihe (Desktop), Datum unter erledigten Schritten */
@media (min-width:861px){.k-timeline.k-tl8{grid-template-columns:repeat(8,minmax(0,1fr))}.k-timeline.k-tl8 li{font-size:13px;padding-left:4px;padding-right:4px}}
.k-timeline li small{display:block;font-size:12px;font-weight:400;color:var(--k-muted);margin-top:2px}
/* Score wie im Report (Übersicht) */
.rp.rp-mini{margin:0 0 18px}
.rp-mini .rp-mini-btn{margin:18px 0 0}

/* 22.10.2026: Automatische Abmeldung – Uhr in der Kopfzeile und Warnfenster */
.k-timer{display:block;margin-top:2px;font-size:12px;font-weight:500;line-height:1.3;color:#5b6b63;font-variant-numeric:tabular-nums;white-space:nowrap}
.k-timer b{font-weight:600;color:inherit}
.k-timer.k-timer-knapp{color:#c2410c}
.k-timeout{position:fixed;inset:0;z-index:1000;display:flex;align-items:center;justify-content:center;padding:16px;background:rgba(3,13,8,.55)}
.k-timeout-box{width:100%;max-width:420px;padding:24px;border-radius:16px;background:#fff;box-shadow:0 20px 60px rgba(0,0,0,.3)}
.k-timeout-box h2{margin:0 0 8px;font-size:20px}
.k-timeout-box b{font-variant-numeric:tabular-nums}
.k-timeout-btns{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0 0}
.k-timeout-btns .btn-ghost{background:transparent;border:1px solid #c9d6cf;color:#0b7f4b}